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 <CACcPG-BdqvRONKObCWrFurzUuoXKpRxJ5L+AV_O24+9dDhaaNw@mail.gmail.com> <Mime4j.6.e7eb04d9396efef8.195f77a3c70@imap.gmail.com>
In-Reply-To: <Mime4j.6.e7eb04d9396efef8.195f77a3c70@imap.gmail.com>
From: Delta Public Adjusting <claims@deltapublicadjusting.com>
Date: Wed, 2 Apr 2025 13:35:52 -0400
Message-ID: <CACcPG-BLn8MBkeXrs=exnsu3FaV1E9OigOAF0-5SEy86gwmhPw@mail.gmail.com>
Subject: Re: State farm Beth Mcnerney
To: Imperial Roofing <office@imperialroofingatlanta.com>
Content-Type: multipart/alternative; boundary="0000000000005a141b0631cf16ea"

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Hello Tomas,

Thank you for this information.

I have forwarded this message to Alex and will get back to you as soon as
he responds.

Thank you for your patience!

Marivel

On Wed, Apr 2, 2025 at 1:09=E2=80=AFPM Imperial Roofing <
office@imperialroofingatlanta.com> wrote:

>
> Hello Marivel. I understand the challenges regarding the hail date, but
> I=E2=80=99d like to explore the repairability argument further. Given the=
 prior
> partial coverages, the cumulative damage compromised the roof to the poin=
t
> where full replacement is necessary. Could that be used as a basis for
> further negotiation with the carrier? if wind damage was previously cover=
ed
> but the repairs were insufficient to restore the roof to a functional
> state, would that not warrant further review?
>
> On Wed, Apr 2, 2025 at 11:34=E2=80=AFAM Delta Public Adjusting <
> claims@deltapublicadjusting.com> wrote:
>
>> Buenos dias Tomas,
>>
>> Per PA Alex Unfortunately it's a 8yr old roof and no hail date to suppor=
t
>> the damages.
>>
>> So we would not be accepting this claim as the wind damage has already
>> been covered per State Farms letter. Policy ending does not affect a cla=
im
>> - as long
>> as the policy was in effect at the time of loss a claim can be filed and
>> continue to be fought after the policy ends.
>>
>> Sorry we can not help on this one!
>>
>> Marivel
>>
>>
>>
>> On Wed, Apr 2, 2025 at 10:34=E2=80=AFAM Imperial Roofing <
>> office@imperialroofingatlanta.com> wrote:
>>
>> Name: Beth Mcnermey
>> Phone number: 2167898809
>> Policy Number: 11-J6-K762-1
>> E-Mail: bfrank@yahoo.com
>> Address: 3111 boxwood crossing
>> Gainesville, GA, 30507
>> IC: state farm
>> Claim number: 11-74B2-01H
>>
>> Nextdoor neighbor for Itzel Montenegro. HO dealt with a lot of rookie
>> roofers that had no idea what they were doing. They filled multiple clai=
ms
>> and no luck. Never worked with a PA. I know you guys will
>> Make a difference for HO. Roof is absolutely messed up.
>>
>>
>>
>> --
>>
>> 404-490-0223=E2=80=AC
>>
>>  claims@deltapublicadjusting.com
>>
>>  www.deltapublicadjusting.com
>> *7380 SPOUT SPRINGS RD*
>> *SUITE 210 **PMB 211*
>> *FLOWERY BRANCH, GA **30542*
>>
>>

--=20

404-490-0223=E2=80=AC

claims@deltapublicadjusting.com

www.deltapublicadjusting.com
*7380 SPOUT SPRINGS RD*
*SUITE 210 **PMB 211*
*FLOWERY BRANCH, GA **30542*

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<div dir=3D"ltr">Hello Tomas,<div><br></div><div>Thank you for this informa=
tion.</div><div><br></div><div>I have forwarded=C2=A0this message to Alex a=
nd will get back to you as soon as he responds.</div><div><br></div><div>Th=
ank you for your patience!</div><div><br></div><div>Marivel</div><div><br><=
/div><div><br></div></div><br><div class=3D"gmail_quote gmail_quote_contain=
er"><div dir=3D"ltr" class=3D"gmail_attr">On Wed, Apr 2, 2025 at 1:09=E2=80=
=AFPM Imperial Roofing &lt;<a href=3D"mailto:office@imperialroofingatlanta.=
com">office@imperialroofingatlanta.com</a>&gt; wrote:<br></div><blockquote =
class=3D"gmail_quote" style=3D"margin:0px 0px 0px 0.8ex;border-left:1px sol=
id rgb(204,204,204);padding-left:1ex"><div><br></div><div><div>
<div>
<p dir=3D"auto">Hello Marivel. I understand the challenges regarding the ha=
il date, but I=E2=80=99d like to explore the repairability argument further=
. Given the prior partial coverages, the cumulative damage compromised the =
roof to the point where full replacement is necessary. Could that be used a=
s a basis for further negotiation with the carrier? if wind damage was prev=
iously covered but the repairs were insufficient to restore the roof to a f=
unctional state, would that not warrant further review?</p>
</div>
</div><br><div class=3D"gmail_quote"><div dir=3D"ltr" class=3D"gmail_attr">=
On Wed, Apr 2, 2025 at 11:34=E2=80=AFAM Delta Public Adjusting &lt;<a href=
=3D"mailto:claims@deltapublicadjusting.com" target=3D"_blank">claims@deltap=
ublicadjusting.com</a>&gt; wrote:<br></div><blockquote class=3D"gmail_quote=
" style=3D"margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);=
padding-left:1ex"><div dir=3D"ltr">Buenos dias Tomas,<div><br></div><div>Pe=
r PA Alex Unfortunately it&#39;s a 8yr old roof and no hail date to support=
 the damages.=C2=A0</div><div><br></div><div>So=C2=A0we would not be accept=
ing this claim as the wind damage has already been covered per State Farms =
letter. Policy ending does not affect a claim - as long=C2=A0</div><div>as =
the policy was in effect at the time of loss a claim can be filed and conti=
nue to be fought after the policy ends.=C2=A0</div><div><br></div><div>Sorr=
y we can not help on this one!</div><div><br></div><div>Marivel</div><div><=
br></div><div><br></div></div><br><div><div dir=3D"ltr">On Wed, Apr 2, 2025=
 at 10:34=E2=80=AFAM Imperial Roofing &lt;<a href=3D"mailto:office@imperial=
roofingatlanta.com" target=3D"_blank">office@imperialroofingatlanta.com</a>=
&gt; wrote:<br></div><blockquote style=3D"margin:0px 0px 0px 0.8ex;border-l=
eft:1px solid rgb(204,204,204);padding-left:1ex"><div><div dir=3D"auto" sty=
le=3D"font-size:16px;font-style:normal;font-weight:400;letter-spacing:norma=
l;text-indent:0px;text-transform:none;white-space:normal;word-spacing:1px;t=
ext-decoration:none;font-family:-apple-system,&quot;helvetica neue&quot;;ba=
ckground-color:rgba(0,0,0,0);border-color:rgb(49,49,49);color:rgb(49,49,49)=
"><span style=3D"font-family:-apple-system,&quot;helvetica neue&quot;;font-=
size:1rem;word-spacing:1px;background-color:rgba(0,0,0,0);border-color:rgb(=
49,49,49);color:rgb(49,49,49)">Name: Beth Mcnermey</span><br></div><div dir=
=3D"auto" style=3D"font-size:16px;font-style:normal;font-weight:400;letter-=
spacing:normal;text-indent:0px;text-transform:none;white-space:normal;word-=
spacing:1px;text-decoration:none;font-family:-apple-system,&quot;helvetica =
neue&quot;;background-color:rgba(0,0,0,0);border-color:rgb(49,49,49);color:=
rgb(49,49,49)"><span style=3D"font-family:-apple-system,&quot;helvetica neu=
e&quot;;font-style:normal;font-weight:400;letter-spacing:normal;text-indent=
:0px;text-transform:none;white-space:normal;word-spacing:1px;text-decoratio=
n:none;font-size:1rem;background-color:rgba(0,0,0,0);border-color:rgb(49,49=
,49);color:rgb(49,49,49)"><div style=3D"font-family:-apple-system,&quot;hel=
vetica neue&quot;;background-color:rgba(0,0,0,0);border-color:rgb(49,49,49)=
;color:rgb(49,49,49)"><div dir=3D"auto" style=3D"font-style:normal;font-wei=
ght:400;letter-spacing:normal;text-indent:0px;text-transform:none;white-spa=
ce:normal;text-decoration:none;font-family:-apple-system,&quot;helvetica ne=
ue&quot;;word-spacing:1px;font-size:1rem;background-color:rgba(0,0,0,0);bor=
der-color:rgb(49,49,49);color:rgb(49,49,49)">Phone number: 2167898809</div>=
<div dir=3D"auto" style=3D"font-style:normal;font-weight:400;letter-spacing=
:normal;text-indent:0px;text-transform:none;white-space:normal;text-decorat=
ion:none;font-family:-apple-system,&quot;helvetica neue&quot;;word-spacing:=
1px;font-size:1rem;background-color:rgba(0,0,0,0);border-color:rgb(49,49,49=
);color:rgb(49,49,49)">Policy Number: 11-J6-K762-1</div><div dir=3D"auto" s=
tyle=3D"font-style:normal;font-weight:400;letter-spacing:normal;text-indent=
:0px;text-transform:none;white-space:normal;text-decoration:none;font-famil=
y:-apple-system,&quot;helvetica neue&quot;;word-spacing:1px;font-size:1rem;=
background-color:rgba(0,0,0,0);border-color:rgb(49,49,49);color:rgb(49,49,4=
9)">E-Mail: <a href=3D"mailto:bfrank@yahoo.com" style=3D"font-family:-apple=
-system,&quot;helvetica neue&quot;" target=3D"_blank">bfrank@yahoo.com</a><=
/div><div dir=3D"auto" style=3D"font-style:normal;font-weight:400;letter-sp=
acing:normal;text-indent:0px;text-transform:none;white-space:normal;text-de=
coration:none;font-family:-apple-system,&quot;helvetica neue&quot;;word-spa=
cing:1px;font-size:1rem;background-color:rgba(0,0,0,0);border-color:rgb(49,=
49,49);color:rgb(49,49,49)">Address: 3111 boxwood crossing=C2=A0</div><div =
dir=3D"auto" style=3D"font-style:normal;font-weight:400;letter-spacing:norm=
al;text-indent:0px;text-transform:none;white-space:normal;text-decoration:n=
one;font-family:-apple-system,&quot;helvetica neue&quot;;word-spacing:1px;f=
ont-size:1rem;background-color:rgba(0,0,0,0);border-color:rgb(49,49,49);col=
or:rgb(49,49,49)">Gainesville, GA, 30507</div><div dir=3D"auto" style=3D"fo=
nt-style:normal;font-weight:400;letter-spacing:normal;text-indent:0px;text-=
transform:none;white-space:normal;text-decoration:none;font-family:-apple-s=
ystem,&quot;helvetica neue&quot;;word-spacing:1px;font-size:1rem;background=
-color:rgba(0,0,0,0);border-color:rgb(49,49,49);color:rgb(49,49,49)">IC: st=
ate farm</div><div dir=3D"auto" style=3D"font-style:normal;font-weight:400;=
letter-spacing:normal;text-indent:0px;text-transform:none;white-space:norma=
l;text-decoration:none;font-family:-apple-system,&quot;helvetica neue&quot;=
;word-spacing:1px;font-size:1rem;background-color:rgba(0,0,0,0);border-colo=
r:rgb(49,49,49);color:rgb(49,49,49)">Claim number: 11-74B2-01H</div><div di=
r=3D"auto" style=3D"font-style:normal;font-weight:400;letter-spacing:normal=
;text-indent:0px;text-transform:none;white-space:normal;text-decoration:non=
e;font-family:-apple-system,&quot;helvetica neue&quot;;word-spacing:1px;fon=
t-size:1rem;background-color:rgba(0,0,0,0);border-color:rgb(49,49,49);color=
:rgb(49,49,49)"><br></div><div dir=3D"auto" style=3D"font-style:normal;font=
-weight:400;letter-spacing:normal;text-indent:0px;text-transform:none;white=
-space:normal;text-decoration:none;font-family:-apple-system,&quot;helvetic=
a neue&quot;;word-spacing:1px;font-size:1rem;background-color:rgba(0,0,0,0)=
;border-color:rgb(49,49,49);color:rgb(49,49,49)">Nextdoor neighbor for Itze=
l Montenegro. HO dealt with a lot of rookie roofers that had no idea what t=
hey were doing. They filled multiple claims and no luck. Never worked with =
a PA. I know you guys will</div><div dir=3D"auto" style=3D"font-style:norma=
l;font-weight:400;letter-spacing:normal;text-indent:0px;text-transform:none=
;white-space:normal;text-decoration:none;font-family:-apple-system,&quot;he=
lvetica neue&quot;;word-spacing:1px;font-size:1rem;background-color:rgba(0,=
0,0,0);border-color:rgb(49,49,49);color:rgb(49,49,49)">Make a difference fo=
r HO. Roof is absolutely messed up.=C2=A0</div></div></span></div></div></b=
lockquote></div><div><br clear=3D"all"></div><div><br></div>-- <br><div dir=
=3D"ltr"><div dir=3D"ltr"><div dir=3D"ltr" style=3D"margin-left:0pt" align=
=3D"left"><div dir=3D"ltr" style=3D"margin-left:0pt" align=3D"left"><div di=
r=3D"ltr" style=3D"margin-left:0pt" align=3D"left"><div dir=3D"ltr" style=
=3D"margin-left:0pt" align=3D"left"><div dir=3D"ltr" style=3D"margin-left:0=
pt" align=3D"left"><div dir=3D"ltr" style=3D"margin-left:0pt" align=3D"left=
"><table style=3D"border:medium;border-collapse:collapse"><colgroup><col wi=
dth=3D"155"><col width=3D"278"></colgroup><tbody><tr style=3D"height:76.75p=
t"><td style=3D"vertical-align:middle;padding:5pt"><p dir=3D"ltr" style=3D"=
line-height:1.656;text-align:right;margin-top:0pt;margin-bottom:0pt"><span =
style=3D"font-size:11pt;font-family:arial,sans-serif;vertical-align:baselin=
e;background-color:transparent;color:rgb(0,0,0)"><span style=3D"border:medi=
um;display:inline-block;width:141px;height:149px;font-family:arial,sans-ser=
if"><img src=3D"https://lh7-rt.googleusercontent.com/docsz/AD_4nXcxaP1PI9aa=
en53JyXufl92exCqfOBH1caMql0EVYBN1cagHsqcqF6CndXiGoO1l9E-LW_QwnyWm_XqfshOvUF=
OT4nHO4jo4aFkSGAGbvEAJqksXbCcXwRIkKe8omkCW67Tg-u3sX9yVAjY0L8TuC032zXU?key=
=3DbjouctnekT8wrRPI_ZxNag" width=3D"141" height=3D"149" style=3D"margin-lef=
t: 0px; margin-top: 0px; font-family: arial, sans-serif;"></span></span></p=
></td><td style=3D"vertical-align:middle;padding:5pt"><p dir=3D"ltr" style=
=3D"line-height:1.656;margin-top:0pt;margin-bottom:0pt"><span style=3D"font=
-size:11pt;font-family:&quot;times new roman&quot;,serif;vertical-align:bas=
eline;background-color:transparent;color:rgb(44,50,102)"> </span><span styl=
e=3D"font-size:10pt;font-family:montserrat,sans-serif;vertical-align:baseli=
ne;background-color:transparent;color:rgb(0,0,0)">404-490-0223=E2=80=AC</sp=
an></p><p dir=3D"ltr" style=3D"line-height:1.656;margin-top:0pt;margin-bott=
om:0pt"><span style=3D"font-size:11pt;font-family:&quot;times new roman&quo=
t;,serif;vertical-align:baseline;background-color:transparent;color:rgb(44,=
50,102)">=C2=A0</span><span style=3D"font-size:10pt;font-family:montserrat,=
sans-serif;vertical-align:baseline;background-color:transparent;color:rgb(0=
,0,0)"><a href=3D"mailto:claims@deltapublicadjusting.com" style=3D"font-fam=
ily:montserrat,sans-serif" target=3D"_blank">claims@deltapublicadjusting.co=
m</a></span></p><p dir=3D"ltr" style=3D"line-height:1.656;margin-top:0pt;ma=
rgin-bottom:0pt"><span style=3D"font-size:10pt;font-family:roboto,sans-seri=
f;vertical-align:baseline;background-color:transparent;color:rgb(0,0,0)">=
=C2=A0</span><a href=3D"http://www.deltapublicadjusting.com/" target=3D"_bl=
ank"><span style=3D"font-size:10pt;font-family:montserrat,sans-serif;vertic=
al-align:baseline;background-color:transparent;color:rgb(17,85,204)">www.de=
ltapublicadjusting.com</span></a></p></td></tr></tbody></table><b style=3D"=
color:rgb(34,34,34)">7380 SPOUT SPRINGS RD</b><div align=3D"left" style=3D"=
margin-left:0pt;color:rgb(34,34,34)"><b>SUITE 210=C2=A0</b><b>PMB 211</b></=
div><div align=3D"left" style=3D"margin-left:0pt;color:rgb(34,34,34)"><b>FL=
OWERY BRANCH, GA=C2=A0</b><b>30542</b></div></div><div dir=3D"ltr" style=3D=
"margin-left:0pt" align=3D"left"><br></div></div></div></div></div></div></=
div></div></blockquote></div></div></blockquote></div><div><br clear=3D"all=
"></div><div><br></div><span class=3D"gmail_signature_prefix">-- </span><br=
><div dir=3D"ltr" class=3D"gmail_signature"><div dir=3D"ltr"><span><div dir=
=3D"ltr" style=3D"margin-left:0pt" align=3D"left"><span><div dir=3D"ltr" st=
yle=3D"margin-left:0pt" align=3D"left"><span><div dir=3D"ltr" style=3D"marg=
in-left:0pt" align=3D"left"><span><div dir=3D"ltr" style=3D"margin-left:0pt=
" align=3D"left"><span><div dir=3D"ltr" style=3D"margin-left:0pt" align=3D"=
left"><span><div dir=3D"ltr" style=3D"margin-left:0pt" align=3D"left"><tabl=
e style=3D"border:none;border-collapse:collapse"><colgroup><col width=3D"15=
5"><col width=3D"278"></colgroup><tbody><tr style=3D"height:76.75pt"><td st=
yle=3D"vertical-align:middle;padding:5pt;overflow:hidden"><p dir=3D"ltr" st=
yle=3D"line-height:1.656;text-align:right;margin-top:0pt;margin-bottom:0pt"=
><span style=3D"font-size:11pt;font-family:Arial,sans-serif;color:rgb(0,0,0=
);background-color:transparent;vertical-align:baseline"><span style=3D"bord=
er:none;display:inline-block;overflow:hidden;width:141px;height:149px"><img=
 src=3D"https://lh7-rt.googleusercontent.com/docsz/AD_4nXcxaP1PI9aaen53JyXu=
fl92exCqfOBH1caMql0EVYBN1cagHsqcqF6CndXiGoO1l9E-LW_QwnyWm_XqfshOvUFOT4nHO4j=
o4aFkSGAGbvEAJqksXbCcXwRIkKe8omkCW67Tg-u3sX9yVAjY0L8TuC032zXU?key=3Dbjouctn=
ekT8wrRPI_ZxNag" width=3D"141" height=3D"149" style=3D"margin-left: 0px; ma=
rgin-top: 0px;"></span></span></p></td><td style=3D"vertical-align:middle;p=
adding:5pt;overflow:hidden"><p dir=3D"ltr" style=3D"line-height:1.656;margi=
n-top:0pt;margin-bottom:0pt"><span style=3D"font-size:11pt;font-family:&quo=
t;Times New Roman&quot;,serif;color:rgb(44,50,102);background-color:transpa=
rent;vertical-align:baseline"> </span><span style=3D"font-size:10pt;font-fa=
mily:Montserrat,sans-serif;color:rgb(0,0,0);background-color:transparent;ve=
rtical-align:baseline">404-490-0223=E2=80=AC</span></p><p dir=3D"ltr" style=
=3D"line-height:1.656;margin-top:0pt;margin-bottom:0pt"><span style=3D"font=
-size:11pt;font-family:&quot;Times New Roman&quot;,serif;color:rgb(44,50,10=
2);background-color:transparent;vertical-align:baseline">=C2=A0</span><span=
 style=3D"font-size:10pt;font-family:Montserrat,sans-serif;color:rgb(0,0,0)=
;background-color:transparent;vertical-align:baseline"><a href=3D"mailto:cl=
aims@deltapublicadjusting.com" target=3D"_blank">claims@deltapublicadjustin=
g.com</a></span></p><p dir=3D"ltr" style=3D"line-height:1.656;margin-top:0p=
t;margin-bottom:0pt"><span style=3D"font-size:10pt;font-family:Roboto,sans-=
serif;color:rgb(0,0,0);background-color:transparent;vertical-align:baseline=
">=C2=A0</span><a href=3D"http://www.deltapublicadjusting.com/" target=3D"_=
blank"><span style=3D"font-size:10pt;font-family:Montserrat,sans-serif;colo=
r:rgb(17,85,204);background-color:transparent;vertical-align:baseline">www.=
deltapublicadjusting.com</span></a></p></td></tr></tbody></table><b style=
=3D"color:rgb(34,34,34)">7380 SPOUT SPRINGS RD</b><div align=3D"left" style=
=3D"color:rgb(34,34,34);margin-left:0pt"><b>SUITE 210=C2=A0</b><b>PMB 211</=
b></div><div align=3D"left" style=3D"color:rgb(34,34,34);margin-left:0pt"><=
b>FLOWERY BRANCH, GA=C2=A0</b><b>30542</b></div></div><div dir=3D"ltr" styl=
e=3D"margin-left:0pt" align=3D"left"><br></div></span></div></span></div></=
span></div></span></div></span></div></span></div></div>

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